Monday, September 1, 2025

REFUND AND RETURNS POLICY

This Refund and Returns Policy (“Policy”) constitutes a legally binding agreement between the user (“User”, “you”, “your”) and Investment Point, a business entity having its principal place of business at 101, Madhav Complex, Patel Colony, Jamnagar – 361008, Gujarat, India (“Investment Point”, “we”, “us”, or “our”).

By purchasing, subscribing to, or engaging with any of the services provided by Investment Point, you acknowledge and agree to be bound by the terms and conditions of this Policy.


1. NO REFUND POLICY

1.1. All payments made by the User in connection with any of the services offered by Investment Point, including but not limited to subscriptions (digital or print), advertisements, promotional content, sponsored articles, event bookings, or other related services, are non-refundable.

1.2. Once a transaction is completed and payment is received, such amount shall be deemed fully earned and shall not be subject to refund, reversal, or adjustment, whether in whole or in part, irrespective of service usage or early termination by the User.


2. NO CANCELLATION POLICY

2.1. All subscription services, whether digital or print, shall be non-cancellable upon activation.

2.2. Bookings related to advertisements, promotions, or sponsored content, once confirmed and accepted by Investment Point, shall be final and binding, and shall not be subject to cancellation by the User.


3. EXCEPTIONS TO THE POLICY

3.1. Notwithstanding Clauses 1 and 2 of this Policy, Investment Point may, at its sole discretion, consider refund requests in the following exceptional circumstances only:

a) Duplicate Payment: Where the User is charged more than once for the same transaction due to a technical error.

b) Failed Transaction: Where the User’s account is debited, but the corresponding service is not delivered or activated due to a system failure.

3.2. In order to be eligible for consideration under Clause 3.1, the User must notify Investment Point in writing within seven (7) working days of the transaction date and must provide satisfactory evidence of the issue, including but not limited to payment receipts, transaction reference numbers, and relevant screenshots.

3.3. If a refund is approved under Clause 3.1, it shall be processed to the original method of payment within ten (10) to fifteen (15) business days from the date of confirmation of refund eligibility by Investment Point.


4. CONTACT INFORMATION

For any queries, concerns, or refund requests under Clause 3, the User may contact Investment Point at:

  • Email : shreeinvestmentpoint@gmail.com
  • Phone : +91 99390 80808
  • Postal Address :
Investment Point
101, Madhav Complex
Patel Colony
Jamnagar – 361008
Gujarat, India


5. GOVERNING LAW AND JURISDICTION

This Policy shall be governed by and construed in accordance with the laws of the Republic of India. Any disputes arising out of or in connection with this Policy shall be subject to the exclusive jurisdiction of the courts located in Jamnagar, Gujarat.


Investment Point reserves the right to amend or update this Policy at any time without prior notice. The revised version shall be effective from the date of publication on our official website.

Effective Date: 19 May 2025


Thursday, September 19, 2019

Privacy Policy - Objective and Scope

At Investment Point (referred to as “we”, “our”, “us”), we are committed to safeguarding the privacy and personal information of our readers, subscribers, and visitors (referred to as “you”, “your”, “user”). This Privacy Policy outlines how we collect, use, disclose, and protect your data across all our platforms, which include:

  • Print and digital editions of our newspaper
  • Official websites and mobile applications
  • Newsletters, subscription services, contests, and promotional campaigns
  • Any digital or offline interaction you may have with us

Our objective is to maintain transparency regarding our data practices and ensure compliance with relevant data protection laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other local privacy regulations where applicable.

This policy applies to all data collected through:

  • Direct interactions (such as subscriptions, registrations, and customer support inquiries)
  • Automated technologies (such as cookies, tracking scripts, and log files)
  • Third-party services integrated with our platforms (including social media login tools and payment gateways)

In certain cases, you may be presented with additional privacy terms specific to a service or promotion. Such terms are meant to be read in conjunction with this general policy.


What This Policy Covers

1. Types of Information We Collect

  • Personal Information: Including name, email address, postal address, and contact number
  • Usage Data: Such as pages visited, article views, reading preferences, and interaction history
  • Third-party Information: Data received through platforms like Google or Facebook when you use their login or sharing features

2. How We Use Your Information

  • To deliver, manage, and enhance our content and services
  • To personalize and improve your user experience
  • To provide customer support, billing, and account management
  • To send you newsletters, updates, and promotional content (with your prior consent)

3. Your Rights and Choices

  • Access, update, or delete your personal information
  • Set or modify communication preferences
  • Withdraw previously granted consent where applicable

4. Data Security and Retention

  • We implement robust, industry-standard security practices to protect your information
  • Personal data is retained only for as long as it is necessary to fulfill its intended purpose or as required by law

5. Third-party Links and Services

Our digital properties may include links to external websites or services. Please note that these are governed by their own privacy policies, and we are not responsible for their practices.