General
Investment Point (“the Company” or
“Www.nikhilbhatt.in” or “we”) is the owner of the
website www.nikhilbhatt.in (“the Website”) and the www.nikhilbhatt.in
mobile application (“the website”; collectively and separately known as “the
Service”). Www.nikhilbhatt.in is committed to protecting your privacy and
we understand you want to keep your information private, safe and discrete.
This Privacy Policy is designed to help you decide whether to use the Service
and in what manner, and it describes how we collect, store and use information
on individuals who use the Service.
Consent to use Information
This Policy is a legally binding agreement
between you (“you” or “user”) and us. By visiting, accessingor using the
Website, or providing information to us in any other format, you agree to and
accept the terms of this Privacy Policy, as amended from time to time, and your
consent to the collection and use of information in the manner set out in this
Policy. We encourage you to review this Policy carefully and to periodically
refer to it so that you understand it and its subsequent changes if any. IF YOU
DO NOT AGREE TO THE TERMS OF THIS PRIVACY POLICY, PLEASE STOP USING THE SERVICE
IMMEDIATELY .
The definitions in the Terms and
Conditions apply to this Privacy Policy unless stated otherwise. IN
ADDITION TO THIS POLICY, PLEASE REVIEW OUR TERMS AND CONDITIONS AND COOKIE
POLICY WHICH ARE INCORPORATED HERE IN BY REFERENCE, TOGETHER WITH SUCH
OTHER POLICIES OF WHICH YOU MAY BE NOTIFIED OF BY US FROM TIME TO TIME.
What Information Do We Collect
We collect two types of data and
information from you:
(1) Non-Personal Information –
We retain some non-personally identifiable
information (“Non-Personal Information”), such as your approximate
geo-location, your web request, browser type, browser language, web pages you
visit before or after visiting our Website or using the URLs, platform type,
click numbers, landing pages, viewed pages and the order of those pages and
time spent on pages. This information is collected and retained for security
reasons and so that we can audit and statistically track usage, audit our
affiliates, and calculate payments to third parties.
(2) Personal Information –
“Personal Information” is information that
may be of a private or sensitive nature, including your name, gender, phone
number, e-mail address or mailing address, and IP address. We collect the
following Personal Information from you when you create an account (“Account”)
on the Website which is required to access certain parts of the Service: your
full name, email address, password, and phone number.
What is the Purpose of Collecting this
Information
In order to access our services, users may
be asked to fill in a form, providing some personal information to the Company.
Answers to questions on Personal Information are not mandatory unless the
fields are marked with an asterisk. Provision of the information requested in
the optional fields of the registration form is not mandatory in order to
receive the services and information that we provide through the Site (unless
otherwise indicated in the registration form). However, failure to complete
mandatory fields or providing incorrect Personal Information may prevent us
from fully providing the requested information or services. We collect the information
outlined above in order to provide you with a better service. Non-Personal
Information is collected for research and statistical purposes, to enable us to
develop, customize and improve the Service, based on your preferences, usage
and interactions with the Service, to process your requests for information,
and to provide you with the most relevant services and offers.
Who Else Receives this Information
We may share or transfer information,
including Personal Information, internally within our group of companies.
We also share Personal and Non-Personal
Information with third parties, when this is required in order to provide,
maintain or improve our services and operation. This is the case with third
party advertisements and affiliates; we share your information with third
parties for the purpose of providing you with advertisements and offers we or
third parties think you may be interested in.
We share your Personal and Non-Personal
Information with (i) third parties which provide services to the Company in
order to allow or enable us to provide you with our Service, including email
services providers and data verifiers; (ii) third parties who provide the
Company services in relation to the operation of the Website; (iii) any
auditors, contractors or other advisers auditing any of the Company’s business
processes; and (iv) any potential purchasers or investors in the Company.
Any processing performed by any of our
third party service providers (“Recipients”) will, where required by law, be
governed by a data processing agreement in the form required by law, preserving
any and all of your statutory data protection rights and obligating the
Recipients to respect the Personal Information and handle it in accordance with
the relevant laws. The Recipients are required to maintain the confidentiality
of such information and to use your Personal Information only in the course of
providing the aforementioned services and only for the purposes that Investment
Point dictates. We may also share your Personal Information and other
information in special cases if we have a good reason to believe that it is
necessary to: (i) comply with law, regulation, subpoena or court order; (ii)
detect, prevent or otherwise address fraud, security, violation of our policies
or technical issues; (iii) enforce the provisions of this Privacy Policy or any
other agreements between you and www.nikhilbhatt.in, including investigation of
potential violations thereof; or (iv) protect against harm to the rights,
property or safety of the Company, its partners, its affiliates, users or the
public.
Direct Marketing
We may share your full name, email address
and phone number with certain broker(s) (the “Broker”) in the event that you
have granted permission to receive promotional materials from such Broker at
the time of registration. The Broker may periodically use your full name, email
address and phone number for the purpose of providing you with promotional
materials if your permission was granted at the time of registration and you
have not unsubscribed at a later time in accordance with the provisions hereof.
At any time, you may request to discontinue receiving these offers by following
the on-page instructions at http://www.nikhilbhatt.in/unsubscribe . If you
unsubscribe we will remove your full name, email address and phone number from
our marketing distribution lists and from any future lists we may share with
the Broker. However, you may need to also separately unsubscribe from marketing
offers sent by the Broker.Please note that in order to send you promotional
materials, the Broker may assign you with a username and password which will
allow you access to the Broker’s site through an account. You may contact the
Broker at any time to remove the account.
Use of Information
The collection and processing of Personal
Information is aimed at providing you with the Service, to send you marketing
offers on products or services we think may be relevant to you, and to fulfill
other purposes as provided in this privacy policy. The Company will store this
data as long as we believe it to be necessary and appropriate in order to
provide and manage our services.
Any information provided by the User will
be shared with any third party, including for the intended purpose for which
such information is provided by the User, in which case User’s consent is
implied. INVESTMENT POINT reserves the right to use the information of the user
for its own purpose or any third party. By registering Your phone number with
us, You consent to be contacted by Us via phone calls and/or SMS
notifications, in case of any kinds of purpose including marketing, or any
promotional phone calls or SMS.
Investment Point may rent, sell, or share
personal information about you with other people or non-affiliated companies
including the services as agreed or intended to be generally provided through
the Site. INVESTMENT POINT may also share your personal information if required
to i) court orders, or legal process, or to establish or exercise its legal
rights or defend against legal claims; ii) share information in order to
investigate, prevent, or take action regarding illegal activities, suspected
fraud, situations involving potential threats to the physical safety of any
person, or as otherwise required by law iii) if INVESTMENT POINT is acquired by
or merged with another company.
Right of Access, Rectification,
Cancellation and Objection
You have the right to access, correct,
update or object to the use of your Personal Information by making a written
request to www.nikhilbhatt.in by using our Contact Us page. Your requests will
be dealt with in a prompt and professional manner.
Security and Confidentiality
The Company treats your Personal
Information in strict confidentiality, and the server in which this data is to
be stored includes the necessary industry-standard security measures to prevent
accidental or unlawful destruction, loss, alteration, unauthorized disclosure
or access. However, we cannot completely guarantee the security of your
information, which might be accessed, disclosed, modified, or destroyed, and it
should be emphasized that you share this information at your own risk.
Links to Other Websites
This Privacy Policy applies only to the
Service, and to our web tools which are integrated or implemented in other
third party websites. The Policy does not apply to third party websites, linked
to our Website. Third party websites or services may have their own privacy
policies and we advise you to read them carefully. Inclusion of a link to a
third party website or service is not a recommendation of such a website or
service. Third party sites may contain information or services that are illegal
or that some people may find inappropriate or offensive. Before using third
party sites and services or before making a purchase, we recommend that you
read and understand the privacy policies and terms and conditions of such third
party websites and services, and the warranties for purchased products. You are
knowingly and voluntarily assuming all risks of using third party sites to
purchase products and services. You acknowledge and agree that we shall have no
liability whatsoever with respect to such third party sites and your use of
them.
Assignment
We may transfer or assign your information,
without any notice, and without a need to receive your consent, to any third
party as a result of change of control, consolidation, merger, acquisition or
reorganization. You acknowledge that in the event of bankruptcy, insolvency or
receivership, we may have no control over the use and transfer of your Personal
Information.
Updates to this policy
This Privacy Policy is subject to
modifications. Please check the “Last Modified” heading at the bottom of this
document to see when this Privacy Policy was last updated. Any changes to this
Privacy Policy will become effective when we post the revised Privacy Policy on
the Website. Your use of the Website or the Service, or your provision of
personal information following any changes means that you accept the updated
Privacy Policy.
Nikhil Bhatt
Editor
– Owner
Investment
Point – Gujarati Weekly News Paper
SEBI
Registration number INH000003630
Investment
Point
101,
Madhav Complex, Patel Colony, Jamnagar, Gujarat, 361008.
Contact
:- 99793 80808
shreeinvestmentpoint@gmail.com
